Buying an Investment Property

Buying an investment property can have several benefits. It can be beneficial for planning your retirement, expanding your property assets, enhancing your wealth, and so on. Property investment for beginners can be a complex journey. However, we will be there with you every step of the way to make this journey convenient and simple. Below are some of the ways we can help you:

  • Immediate and valuable assistance whenever needed
  • Value assessment of the investment property
  • Private consulting professional who is well-informed with your case
  • Access and compare competitive investment property interest rates.

With you in every step of your financial journey

Utilize property assets

Make most of your assets by using the equity to pay deposit for the investment property. Credific Finance will help you understand your financial position We will do all the legwork to secure you the best investment home loan.

Streamlining the process

We provide you with all the data and information to give you complete accessibility to all offers, package deals, and products. This will save you precious time, money, and effort.

Right Loan

Investing is a complex and daunting process. Our skilled employees will ensure your best interests incomparing the investment loan. You can rely on us to help you choose an appropriate property investment Australia loan.

Building a portfolio

We will guide you to make valuable investments so you can enjoy a life of luxury. Have a chat with our friendly team and start your journey of building a prosperous lifestyle today.

Getting pre-approved upfront

Prime investment properties get sold quickly in the current competitive market. Therefore, it’s crucial to take full advantage at the right time. It is crucial to be financially ready when the opportunity of the deal arrives. To be pre-approval ready we ensure:

  • You are financially stable to purchase the property
  • Finding the right lender to streamline the buying process.
  • Investing in sound financial advice before investing in a property.

Apply Pre-Approved Upfront

Frequently Asked Questions

Some of the fees associated are:

  • Landlord insurance
  • Property management fees
  • Land tax
  • Maintenance costs.

It is crucial to set aside funds for council rates, water charges, and regular home loan repayments. Furthermore, if you are buying a unit or townhouse, you should also take into account body corporate fees along with your other expenses.

Negative gearing occurs when the yearly expenses associated with owning an investment property, including interest payments, strata fees, maintenance costs, and other related expenses, exceed the income generated from that property. This financial loss can generally be used to reduce your taxable income for the year.

An interest-only home loan requires borrowers to pay only the interest during the repayment term, without reducing the principal. While beneficial for property investors, these loans typically have higher overall costs than conventional principal and interest loans. If you’re unsure if this type of loan is right for you, consult a home loan specialist or financial advisor.

Landlord’s insurance provides coverage for your rental property against damages or theft perpetrated by tenants, as well as losses resulting from specific weather-related incidents such as flooding or fire. Additionally, it protects against loss of rental income due to tenant defaults. This insurance also includes liability coverage in the event that an individual is injured while on your premises.

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